Helping REALTORS put More Buyers in Homes!


 Products

Viewpoint Financial offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide loans for purchasing a home and refinancing a home.

  • Information note: Points are generally a cost to the Borrower to obtain a specific interest rate. Below, a minus sign preceding a Point quote (i.e., -0.500% beneath the word “Points) denotes a credit to the Borrower instead of a cost to the Borrower.

  • Pricing for this product (“Points,” including those with credit as explained above) includes an interest rate lock period of 15 days. You may estimate one-quarter of a point, .250 as a decimal, for each additional 15-day period for an interest rate lock.

Effective September 1, 2014, our minimum loan Amount is $90,000.

Interest Rates are effective the week of June 16, 2026


Jumbo/Non-Conforming, 10-year & 15-year Fixed

Rates APR Points

6.000% 6.049% -0.312%

6.125% 6.213% -0.559%


Jumbo/Non-Conforming, 30-year Fixed

Rates APR Points

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Conventional - High Balance/Super Conforming, 15-Year Fixed

Term: 15 Years Maximum Amount: $1,249,125

Rates APR Points

6.375% 6.379% -0.028%

6.500% 6.549% -0.310%


Conventional - High Balance/Super Conforming, 30-Year Fixed

Term: 30 Years Maximum Amount: $1,249,125

Rates APR Points

6.500% 6.579% -0.815%

6.625% 6.667% -0.429%


Conforming Conventional, 10-year Fixed

Term: 10 Years Maximum Amount: $832,750

Rates APR Points

6.000% 6.002% -0.011%

6.125% 6.166% -0.185%


Conforming Conventional, 15-year Fixed

Term: 15 Years Maximum Amount: $832,750

Rates APR Points

6.125% 6.136% -0.072%

6.250% 6.254% -0.023%


Conforming Conventional, 20-year Fixed

Term: 20 Years Maximum Amount: $832,750

Rates APR Points

6.625% 6.633% -0.065%

6.750% 6.791% -0.322%


Conforming Conventional, 30-year Fixed

Term: 30 Years Maximum Amount: $832,750

Rates APR Points

6.500% 6.530% -0.307%

6.625% 6.631% -0.066%


Government - FHA 15-year Fixed

Term: 15 Years Maximum Amount: $690,000

Rates APR Points

6.000% 6.086% -0.551%

6.125% 6.174% -0.312%


Government - FHA 30-year Fixed

Term: 30 Years Maximum Amount: $690,000

Rates APR Points

5.990% 6.036% -0.493%

6.125% 6.144% -0.206%


Government - VA 15-year Fixed

Term: 15 Years Maximum Amount: $832,750

Rates APR Points

6.000% 6.126% -0.801%

6.125% 6.194% -0.438%


Government - VA 30-year Fixed

Term: 30 Years Maximum Amount: $832,750

Rates APR Points

6.125% 6.167% -0.449%

6.250% 6.258% -0.082%


Government - USDA 30-year Fixed

Term: 30 Years Maximum Amount: No maximum, unless set by the lenders with which we do business

Rates APR Points

6.000% 6.046% -0.491%

6.125% 6.127% -0.024%