Helping REALTORS put More Buyers in Homes!
Products
Viewpoint Financial offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide loans for purchasing a home and refinancing a home.
Information note: Points are generally a cost to the Borrower to obtain a specific interest rate. Below, a minus sign preceding a Point quote (i.e., -0.500% beneath the word “Points) denotes a credit to the Borrower instead of a cost to the Borrower.
Pricing for this product (“Points,” including those with credit as explained above) includes an interest rate lock period of 15 days. You may estimate one-quarter of a point, .250 as a decimal, for each additional 15-day period for an interest rate lock.
Effective September 1, 2014, our minimum loan Amount is $90,000.
Interest Rates are effective the week of September 9, 2025
Jumbo/Non-Conforming, 10-year & 15-year Fixed
Rates APR Points
6.000% 6.060% -0.380%
6.125% 6.264% -0.880%
Jumbo/Non-Conforming, 30-year Fixed
Rates APR Points
7.125% 7.142% -0.172%
7.250% 7.293% -0.422%
Conventional - High Balance/Super Conforming, 15-Year Fixed
Term: 15 Years Maximum Amount: $766,550
Rates APR Points
6.000% 6.013% -0.084%
6.125% 6.179% -0.343%
Conventional - High Balance/Super Conforming, 30-Year Fixed
Term: 30 Years Maximum Amount: $766,550
Rates APR Points
6.490% 6.519% -0.305%
6.500% 6.530% -0.313%
Conforming Conventional, 10-year Fixed
Term: 10 Years Maximum Amount: $806,500
Rates APR Points
5.500% 5.550% -0.226%
5.750% 5.760% -0.044%
Conforming Conventional, 15-year Fixed
Term: 15 Years Maximum Amount: $806,500
Rates APR Points
5.625% 5.635% -0.064%
5.875% 5.916% -0.263%
Conforming Conventional, 20-year Fixed
Term: 20 Years Maximum Amount: $806,500
Rates APR Points
5.875% 5.877% -0.015%
5.999% 6.063% -0.511%
Conforming Conventional, 30-year Fixed
Term: 30 Years Maximum Amount: $806,500
Rates APR Points
6.499% 6.525% -0.271%
6.500% 6.546% -0.475%
Government - FHA 15-year Fixed
Term: 15 Years Maximum Amount: $672,750
Rates APR Points
5.750% 5.787% -0.236%
6.000% 6.056% -0.358%
Government - FHA 30-year Fixed
Term: 30 Years Maximum Amount: $672,750
Rates APR Points
6.125% 6.158% -0.346%
6.250% 6.290% -0.420%
Government - VA 15-year Fixed
Term: 15 Years Maximum Amount: $806,500
Rates APR Points
6.000% 6.014% -0.088%
6.125% 6.188% -0.402%
Government - VA 30-year Fixed
Term: 30 Years Maximum Amount: $806,500
Rates APR Points
6.125% 6.150% -0.266%
6.250% 6.282% -0.340%
Government - USDA 30-year Fixed
Term: 30 Years Maximum Amount: $568,700
Rates APR Points
6.125% 6.150% -0.266%
6.250% 6.282% -0.340%