Helping REALTORS put More Buyers in Homes!
Products
Viewpoint Financial offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide loans for purchasing a home and refinancing a home.
Information note: Points are generally a cost to the Borrower to obtain a specific interest rate. Below, a minus sign preceding a Point quote (i.e., -0.500% beneath the word “Points) denotes a credit to the Borrower instead of a cost to the Borrower.
Pricing for this product (“Points,” including those with credit as explained above) includes an interest rate lock period of 15 days. You may estimate one-quarter of a point, .250 as a decimal, for each additional 15-day period for an interest rate lock.
Effective September 1, 2014, our minimum loan Amount is $90,000.
Interest Rates are effective the week of March 17, 2026
Jumbo/Non-Conforming, 10-year & 15-year Fixed
Rates APR Points
5.875% 5.910% -0.223%
6.000% 6.078% -0.499%
Jumbo/Non-Conforming, 30-year Fixed
Rates APR Points
7.250% 7.253% 0.032%
7.375% 7.384% -0.093%
Conventional - High Balance/Super Conforming, 15-Year Fixed
Term: 15 Years Maximum Amount: $1,249,125
Rates APR Points
6.375% 6.451% -0.478%
6.500% 6.616% -0.730%
Conventional - High Balance/Super Conforming, 30-Year Fixed
Term: 30 Years Maximum Amount: $1,249,125
Rates APR Points
6.500% 6.508% -0.083%
6.625% 6.663% -0.396%
Conforming Conventional, 10-year Fixed
Term: 10 Years Maximum Amount: $832,750
Rates APR Points
5.875% 5.877% -0.008%
6.000% 6.050% -0.225%
Conforming Conventional, 15-year Fixed
Term: 15 Years Maximum Amount: $832,750
Rates APR Points
6.000% 6.003% -0.022%
6.125% 6.166% -0.259%
Conforming Conventional, 20-year Fixed
Term: 20 Years Maximum Amount: $832,750
Rates APR Points
6.500% 6.532% -0.253%
6.625% 6.689% -0.501%
Conforming Conventional, 30-year Fixed
Term: 30 Years Maximum Amount: $832,750
Rates APR Points
6.500% 6.533% -0.343%
6.625% 6.705% -0.819%
Government - FHA 15-year Fixed
Term: 15 Years Maximum Amount: $690,000
Rates APR Points
6.000% 6.035% -0.226%
6.125% 6.220% -0.606%
Government - FHA 30-year Fixed
Term: 30 Years Maximum Amount: $690,000
Rates APR Points
5.990% 6.037% -0.503%
6.000% 6.051% -0.543%
Government - VA 15-year Fixed
Term: 15 Years Maximum Amount: $832,750
Rates APR Points
6.125% 6.170% -0.286%
6.250% 6.351% -0.638%
Government - VA 30-year Fixed
Term: 30 Years Maximum Amount: $832,750
Rates APR Points
6.250% 6.257% -0.069%
6.375% 6.399% -0.255%
Government - USDA 30-year Fixed
Term: 30 Years Maximum Amount: No maximum, unless set by the lenders with which we do business
Rates APR Points
6.250% 6.253% -0.027%
6.500% 6.507% -0.075%