Helping REALTORS put More Buyers in Homes!
Products
Viewpoint Financial offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide loans for purchasing a home and refinancing a home.
Information note: Points are generally a cost to the Borrower to obtain a specific interest rate. Below, a minus sign preceding a Point quote (i.e., -0.500% beneath the word “Points) denotes a credit to the Borrower instead of a cost to the Borrower.
Pricing for this product (“Points,” including those with credit as explained above) includes an interest rate lock period of 15 days. You may estimate one-quarter of a point, .250 as a decimal, for each additional 15-day period for an interest rate lock.
Effective September 1, 2014, our minimum loan Amount is $90,000.
Interest Rates are effective the week of July 29, 2025
Jumbo/Non-Conforming, 10-year & 15-year Fixed
Rates APR Points
5.875% 5.901% 0.165%
6.000% 6.060% -0.383%
Jumbo/Non-Conforming, 30-year Fixed
Rates APR Points
7.125% 7.169% 0.442%
7.250% 7.267% 0.166%
Conventional - High Balance/Super Conforming, 15-Year Fixed
Term: 15 Years Maximum Amount: $766,550
Rates APR Points
6.250% 6.274% 0.154%
6.375% 6.427% -0.330%
Conventional - High Balance/Super Conforming, 30-Year Fixed
Term: 30 Years Maximum Amount: $766,550
Rates APR Points
6.875% 6.883% 0.086%
6.999% 7.045% -0.464%
Conforming Conventional, 10-year Fixed
Term: 10 Years Maximum Amount: $806,500
Rates APR Points
6.000% 6.018% -0.080%
6.125% 6.207% -0.369%
Conforming Conventional, 15-year Fixed
Term: 15 Years Maximum Amount: $806,500
Rates APR Points
6.125% 6.144% -0.119%
6.250% 6.298% -0.306%
Conforming Conventional, 20-year Fixed
Term: 20 Years Maximum Amount: $806,500
Rates APR Points
6.625% 6.659% -0.263%
6.875% 6.890% -0.118%
Conforming Conventional, 30-year Fixed
Term: 30 Years Maximum Amount: $806,500
Rates APR Points
6.750% 6.751% 0.015%
6.875% 6.926% -0.515%
Government - FHA 15-year Fixed
Term: 15 Years Maximum Amount: $672,750
Rates APR Points
6.000% 6.016% 0.103%
6.125% 6.176% -0.326%
Government - FHA 30-year Fixed
Term: 30 Years Maximum Amount: $672,750
Rates APR Points
6.250% 6.258% 0.082%
6.375% 6.410% -0.361%
Government - VA 15-year Fixed
Term: 15 Years Maximum Amount: $806,500
Rates APR Points
6.125% 6.138% -0.081%
6.250% 6.329% -0.503%
Government - VA 30-year Fixed
Term: 30 Years Maximum Amount: $806,500
Rates APR Points
6.375% 6.379% -0.041%
6.500% 6.557% -0.587%
Government - USDA 30-year Fixed
Term: 30 Years Maximum Amount: $568,700
Rates APR Points
6.500% 6.509% 0.089%
6.625% 6.673% -0.496%