Helping REALTORS put More Buyers in Homes!
Products
Viewpoint Financial offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide loans for purchasing a home and refinancing a home.
Information note: Points are generally a cost to the Borrower to obtain a specific interest rate. Below, a minus sign preceding a Point quote (i.e., -0.500% beneath the word “Points) denotes a credit to the Borrower instead of a cost to the Borrower.
Pricing for this product (“Points,” including those with credit as explained above) includes an interest rate lock period of 15 days. You may estimate one-quarter of a point, .250 as a decimal, for each additional 15-day period for an interest rate lock.
Effective September 1, 2014, our minimum loan Amount is $90,000.
Interest Rates are effective the week of January 30, 2026
Jumbo/Non-Conforming, 10-year & 15-year Fixed
Rates APR Points
5.875% 5.877% -0.016%
6.000% 6.085% -0.544%
Jumbo/Non-Conforming, 30-year Fixed
Rates APR Points
7.125% 7.129% -0.036%
7.250% 7.266% -0.161%
Conventional - High Balance/Super Conforming, 15-Year Fixed
Term: 15 Years Maximum Amount: $766,550
Rates APR Points
6.125% 6.127% -0.015%
6.250% 6.258% -0.049%
Conventional - High Balance/Super Conforming, 30-Year Fixed
Term: 30 Years Maximum Amount: $766,550
Rates APR Points
6.375% 6.388% -0.139%
6.490% 6.539% -0.507%
Conforming Conventional, 10-year Fixed
Term: 10 Years Maximum Amount: $806,500
Rates APR Points
5.875% 5.929% -0.244%
6.000% 6.107% -0.482%
Conforming Conventional, 15-year Fixed
Term: 15 Years Maximum Amount: $806,500
Rates APR Points
6.000% 6.034% -0.218%
6.125% 6.200% -0.475%
Conforming Conventional, 20-year Fixed
Term: 20 Years Maximum Amount: $806,500
Rates APR Points
6.375% 6.396% -0.164%
6.500% 6.566% -0.517%
Conforming Conventional, 30-year Fixed
Term: 30 Years Maximum Amount: $806,500
Rates APR Points
6.125% 6.126% -0.013%
6.375% 6.412% -0.390%
Government - FHA 15-year Fixed
Term: 15 Years Maximum Amount: $672,750
Rates APR Points
6.000% 6.038% -0.241%
6.125% 6.217% -0.587%
Government - FHA 30-year Fixed
Term: 30 Years Maximum Amount: $672,750
Rates APR Points
5.875% 5.887% -0.132%
5.990% 6.040% -0.536%
Government - VA 15-year Fixed
Term: 15 Years Maximum Amount: $806,500
Rates APR Points
6.125% 6.167% -0.267%
6.250% 6.343% -0.588%
Government - VA 30-year Fixed
Term: 30 Years Maximum Amount: $806,500
Rates APR Points
6.125% 6.142% -0.183%
6.250% 6.277% -0.282%
Government - USDA 30-year Fixed
Term: 30 Years Maximum Amount: $568,700
Rates APR Points
5.875% 5.885% -0.106%
6.000% 6.062% -0.661%