Helping REALTORS put More Buyers in Homes!
Products
Viewpoint Financial offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide loans for purchasing a home and refinancing a home.
Information note: Points are generally a cost to the Borrower to obtain a specific interest rate. Below, a minus sign preceding a Point quote (i.e., -0.500% beneath the word “Points) denotes a credit to the Borrower instead of a cost to the Borrower.
Pricing for this product (“Points,” including those with credit as explained above) includes an interest rate lock period of 15 days. You may estimate one-quarter of a point, .250 as a decimal, for each additional 15-day period for an interest rate lock.
Effective September 1, 2014, our minimum loan Amount is $90,000.
Interest Rates are effective the week of September 15, 2026
Jumbo/Non-Conforming, 10-year & 15-year Fixed
Rates APR Points
5.875% 6.013% -0.880%
6.000% 6.054% -0.347%
Jumbo/Non-Conforming, 30-year Fixed
Rates APR Points
6.625% 6.626% -0.008%
6.750% 6.789% -0.399%
Conventional - High Balance/Super Conforming, 15-Year Fixed
Term: 15 Years Maximum Amount: $1,249,125
Rates APR Points
6.625% 6.773% -0.922%
6.750% 6.847% -0.604%
Conventional - High Balance/Super Conforming, 30-Year Fixed
Term: 30 Years Maximum Amount: $1,249,125
Rates APR Points
6.375% 6.415% -0.415%
6.500% 6.594% -0.973%
Conforming Conventional, 10-year Fixed
Term: 10 Years Maximum Amount: $832,750
Rates APR Points
6.375% 6.590% -0.960%
6.500% 6.661% -0.716%
Conforming Conventional, 15-year Fixed
Term: 15 Years Maximum Amount: $832,750
Rates APR Points
6.375% 6.534% -0.997%
6.500% 6.610% -0.689%
Conforming Conventional, 20-year Fixed
Term: 20 Years Maximum Amount: $832,750
Rates APR Points
6.125% 6.153% -0.225%
6.250% 6.320% -0.553%
Conforming Conventional, 30-year Fixed
Term: 30 Years Maximum Amount: $832,750
Rates APR Points
6.250% 6.259% -0.092%
6.375% 6.436% -0.639%
Government - FHA 15-year Fixed
Term: 15 Years Maximum Amount: $690,000
Rates APR Points
6.250% 6.385% -0.853%
6.375% 6.528% -0.961%
Government - FHA 30-year Fixed
Term: 30 Years Maximum Amount: $690,000
Rates APR Points
6.625% 6.675% -0.514%
6.750% 6.763% -0.132%
Government - VA 15-year Fixed
Term: 15 Years Maximum Amount: $832,750
Rates APR Points
6.500% 6.648% -0.928%
6.625% 6.707% -0.514%
Government - VA 30-year Fixed
Term: 30 Years Maximum Amount: $832,750
Rates APR Points
6.625% 6.695% -0.714%
6.750% 6.782% -0.332%
Government - USDA 30-year Fixed
Term: 30 Years Maximum Amount: No maximum, unless set by the lenders with which we do business
Rates APR Points
6.625% 6.685% -0.614%
6.750% 6.773% -0.232%