Helping REALTORS put More Buyers in Homes!
Products
Viewpoint Financial offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide loans for purchasing a home and refinancing a home.
Information note: Points are generally a cost to the Borrower to obtain a specific interest rate. Below, a minus sign preceding a Point quote (i.e., -0.500% beneath the word “Points) denotes a credit to the Borrower instead of a cost to the Borrower.
Pricing for this product (“Points,” including those with credit as explained above) includes an interest rate lock period of 15 days. You may estimate one-quarter of a point, .250 as a decimal, for each additional 15-day period for an interest rate lock.
Effective September 1, 2014, our minimum loan Amount is $90,000.
Interest Rates are effective the week of September 11, 2026
Jumbo/Non-Conforming, 10-year & 15-year Fixed
Rates APR Points
5.750% 5.834% -0.540%
5.875% 5.877% -0.011%
Jumbo/Non-Conforming, 30-year Fixed
Rates APR Points
6.500% 6.513% -0.133%
6.625% 6.680% -0.563%
Conventional - High Balance/Super Conforming, 15-Year Fixed
Term: 15 Years Maximum Amount: $1,249,125
Rates APR Points
6.375% 6.480% -0.660%
6.500% 6.558% -0.362%
Conventional - High Balance/Super Conforming, 30-Year Fixed
Term: 30 Years Maximum Amount: $1,249,125
Rates APR Points
6.999% 7.047% -0.480%
7.125% 7.134% -0.092%
Conforming Conventional, 10-year Fixed
Term: 10 Years Maximum Amount: $832,750
Rates APR Points
6.125% 6.281% -0.700%
6.250% 6.406% -0.699%
Conforming Conventional, 15-year Fixed
Term: 15 Years Maximum Amount: $832,750
Rates APR Points
6.375% 6.474% -0.625%
6.500% 6.543% -0.272%
Conforming Conventional, 20-year Fixed
Term: 20 Years Maximum Amount: $832,750
Rates APR Points
6.625% 6.751% -0.986%
6.750% 6.859% -0.845%
Conforming Conventional, 30-year Fixed
Term: 30 Years Maximum Amount: $832,750
Rates APR Points
6.875% 6.970% -0.959%
6.999% 7.031% -0.320%
Government - FHA 15-year Fixed
Term: 15 Years Maximum Amount: $690,000
Rates APR Points
6.125% 6.272% -0.933%
6.250% 6.332% -0.517%
Government - FHA 30-year Fixed
Term: 30 Years Maximum Amount: $690,000
Rates APR Points
6.500% 6.554% -0.560%
6.635% 6.640% -0.053%
Government - VA 15-year Fixed
Term: 15 Years Maximum Amount: $832,750
Rates APR Points
6.250% 6.395% -0.917%
6.375% 6.479% -0.655%
Government - VA 30-year Fixed
Term: 30 Years Maximum Amount: $832,750
Rates APR Points
6.500% 6.545% -0.462%
6.625% 6.636% -0.117%
Government - USDA 30-year Fixed
Term: 30 Years Maximum Amount: No maximum, unless set by the lenders with which we do business
Rates APR Points
6.250% 6.341% -0.956%
6.375% 6.413% -0.401%