Helping REALTORS put More Buyers in Homes!
Products
Viewpoint Financial offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide loans for purchasing a home and refinancing a home.
Information note: Points are generally a cost to the Borrower to obtain a specific interest rate. Below, a minus sign preceding a Point quote (i.e., -0.500% beneath the word “Points) denotes a credit to the Borrower instead of a cost to the Borrower.
Pricing for this product (“Points,” including those with credit as explained above) includes an interest rate lock period of 15 days. You may estimate one-quarter of a point, .250 as a decimal, for each additional 15-day period for an interest rate lock.
Effective September 1, 2014, our minimum loan Amount is $90,000.
Interest Rates are effective the week of May 1, 2026
Jumbo/Non-Conforming, 10-year & 15-year Fixed
Rates APR Points
5.875% 5.889% -0.090%
6.000% 6.050% -0.322%
Jumbo/Non-Conforming, 30-year Fixed
Rates APR Points
7.000% 7.053% -0.528%
7.125% 7.141% -0.161%
Conventional - High Balance/Super Conforming, 15-Year Fixed
Term: 15 Years Maximum Amount: $1,249,125
Rates APR Points
6.250% 6.268% -0.115%
6.375% 6.473% -0.616%
Conventional - High Balance/Super Conforming, 30-Year Fixed
Term: 30 Years Maximum Amount: $1,249,125
Rates APR Points
6.625% 6.657% -0.325%
6.875% 6.926% -0.520%
Conforming Conventional, 10-year Fixed
Term: 10 Years Maximum Amount: $832,750
Rates APR Points
5.875% 5.895% -0.091%
6.000% 6.070% -0.318%
Conforming Conventional, 15-year Fixed
Term: 15 Years Maximum Amount: $832,750
Rates APR Points
6.000% 6.019% -0.124%
6.125% 6.182% -0.363%
Conforming Conventional, 20-year Fixed
Term: 20 Years Maximum Amount: $832,750
Rates APR Points
6.500% 6.520% -0.157%
6.625% 6.687% -0.486%
Conforming Conventional, 30-year Fixed
Term: 30 Years Maximum Amount: $832,750
Rates APR Points
6.500% 6.514% -0.141%
6.625% 6.672% -0.485%
Government - FHA 15-year Fixed
Term: 15 Years Maximum Amount: $690,000
Rates APR Points
5.750% 5.758% -0.049%
6.000% 6.055% -0.351%
Government - FHA 30-year Fixed
Term: 30 Years Maximum Amount: $690,000
Rates APR Points
6.125% 6.151% -0.279%
6.250% 6.288% -0.403%
Government - VA 15-year Fixed
Term: 15 Years Maximum Amount: $832,750
Rates APR Points
6.000% 6.005% -0.031%
6.125% 6.189% -0.406%
Government - VA 30-year Fixed
Term: 30 Years Maximum Amount: $832,750
Rates APR Points
6.125% 6.139% -0.149%
6.250% 6.276% -0.273%
Government - USDA 30-year Fixed
Term: 30 Years Maximum Amount: No maximum, unless set by the lenders with which we do business
Rates APR Points
6.125% 6.140% -0.155%
6.250% 6.276% -0.270%