Helping REALTORS put More Buyers in Homes!
Products
Viewpoint Financial offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide loans for purchasing a home and refinancing a home.
Information note: Points are generally a cost to the Borrower to obtain a specific interest rate. Below, a minus sign preceding a Point quote (i.e., -0.500% beneath the word “Points) denotes a credit to the Borrower instead of a cost to the Borrower.
Pricing for this product (“Points,” including those with credit as explained above) includes an interest rate lock period of 15 days. You may estimate one-quarter of a point, .250 as a decimal, for each additional 15-day period for an interest rate lock.
Effective September 1, 2014, our minimum loan Amount is $90,000.
Interest Rates are effective the week of June 16, 2026
Jumbo/Non-Conforming, 10-year & 15-year Fixed
Rates APR Points
6.000% 6.049% -0.312%
6.125% 6.213% -0.559%
Jumbo/Non-Conforming, 30-year Fixed
Rates APR Points
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Conventional - High Balance/Super Conforming, 15-Year Fixed
Term: 15 Years Maximum Amount: $1,249,125
Rates APR Points
6.375% 6.379% -0.028%
6.500% 6.549% -0.310%
Conventional - High Balance/Super Conforming, 30-Year Fixed
Term: 30 Years Maximum Amount: $1,249,125
Rates APR Points
6.500% 6.579% -0.815%
6.625% 6.667% -0.429%
Conforming Conventional, 10-year Fixed
Term: 10 Years Maximum Amount: $832,750
Rates APR Points
6.000% 6.002% -0.011%
6.125% 6.166% -0.185%
Conforming Conventional, 15-year Fixed
Term: 15 Years Maximum Amount: $832,750
Rates APR Points
6.125% 6.136% -0.072%
6.250% 6.254% -0.023%
Conforming Conventional, 20-year Fixed
Term: 20 Years Maximum Amount: $832,750
Rates APR Points
6.625% 6.633% -0.065%
6.750% 6.791% -0.322%
Conforming Conventional, 30-year Fixed
Term: 30 Years Maximum Amount: $832,750
Rates APR Points
6.500% 6.530% -0.307%
6.625% 6.631% -0.066%
Government - FHA 15-year Fixed
Term: 15 Years Maximum Amount: $690,000
Rates APR Points
6.000% 6.086% -0.551%
6.125% 6.174% -0.312%
Government - FHA 30-year Fixed
Term: 30 Years Maximum Amount: $690,000
Rates APR Points
5.990% 6.036% -0.493%
6.125% 6.144% -0.206%
Government - VA 15-year Fixed
Term: 15 Years Maximum Amount: $832,750
Rates APR Points
6.000% 6.126% -0.801%
6.125% 6.194% -0.438%
Government - VA 30-year Fixed
Term: 30 Years Maximum Amount: $832,750
Rates APR Points
6.125% 6.167% -0.449%
6.250% 6.258% -0.082%
Government - USDA 30-year Fixed
Term: 30 Years Maximum Amount: No maximum, unless set by the lenders with which we do business
Rates APR Points
6.000% 6.046% -0.491%
6.125% 6.127% -0.024%