Helping REALTORS put More Buyers in Homes!
Products
Viewpoint Financial offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide loans for purchasing a home and refinancing a home.
Information note: Points are generally a cost to the Borrower to obtain a specific interest rate. Below, a minus sign preceding a Point quote (i.e., -0.500% beneath the word “Points) denotes a credit to the Borrower instead of a cost to the Borrower.
Pricing for this product (“Points,” including those with credit as explained above) includes an interest rate lock period of 15 days. You may estimate one-quarter of a point, .250 as a decimal, for each additional 15-day period for an interest rate lock.
Effective September 1, 2014, our minimum loan Amount is $90,000.
Interest Rates are effective the week of May 2, 2024
Jumbo/Non-Conforming, 10-year & 15-year Fixed
Rates APR Points
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Jumbo/Non-Conforming, 30-year Fixed
Rates APR Points
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Conventional - High Balance/Super Conforming, 15-Year Fixed
Term: 15 Years Maximum Amount: $765,600
Rates APR Points
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Conventional - High Balance/Super Conforming, 30-Year Fixed
Term: 30 Years Maximum Amount: $765,600
Rates APR Points
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Conforming Conventional, 10-year Fixed
Term: 10 Years Maximum Amount: $726,200
Rates APR Points
6.750% 6.992% 1.069%
6.875% 7.031% 0.691%
Conforming Conventional, 15-year Fixed
Term: 15 Years Maximum Amount: $726,200
Rates APR Points
6.750% 6.925% 1.088%
6.875% 6.989% 0.705%
Conforming Conventional, 20-year Fixed
Term: 20 Years Maximum Amount: $726,200
Rates APR Points
7.125% 7.268% 1.091%
7.250% 7.390% 1.064%
Conforming Conventional, 30-year Fixed
Term: 30 Years Maximum Amount: $726,200
Rates APR Points
7.125% 7.237% 1.108%
7.250% 7.365% 1.134%
Government - FHA 15-year Fixed
Term: 15 Years Maximum Amount: $644,000
Rates APR Points
6.625% 6.818% 1.200%
6.750% 6.884% 0.833%
Government - FHA 30-year Fixed
Term: 30 Years Maximum Amount: $644,000
Rates APR Points
6.750% 6.801% 0.525%
6.875% 6.955% 0.807%
Government - VA 15-year Fixed
Term: 15 Years Maximum Amount: $726,200
Rates APR Points
6.625% 6.834% 1.300%
6.750% 6.900% 0.933%
Government - VA 30-year Fixed
Term: 30 Years Maximum Amount: $726,200
Rates APR Points
6.625% 6.728% 1.059%
6.750% 6.811% 0.625%
Government - USDA 30-year Fixed
Term: 30 Years Maximum Amount: $460,000
Rates APR Points
6.750% 6.811% 0.625%
7.000% 7.047% 0.470%