Helping REALTORS put More Buyers in Homes!
Products
Viewpoint Financial offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide loans for purchasing a home and refinancing a home.
Information note: Points are generally a cost to the Borrower to obtain a specific interest rate. Below, a minus sign preceding a Point quote (i.e., -0.500% beneath the word “Points) denotes a credit to the Borrower instead of a cost to the Borrower.
Pricing for this product (“Points,” including those with credit as explained above) includes an interest rate lock period of 15 days. You may estimate one-quarter of a point, .250 as a decimal, for each additional 15-day period for an interest rate lock.
Effective September 1, 2014, our minimum loan Amount is $90,000.
Interest Rates are effective the week of December 5, 2025
Jumbo/Non-Conforming, 10-year & 15-year Fixed
Rates APR Points
6.125% 6.127% 0.015%
6.250% 6.326% -0.481%
Jumbo/Non-Conforming, 30-year Fixed
Rates APR Points
6.750% 6.797% 0.482%
6.875% 6.898% 0.233%
Conventional - High Balance/Super Conforming, 15-Year Fixed
Term: 15 Years Maximum Amount: $766,550
Rates APR Points
6.000% 6.017% -0.109%
6.125% 6.184% -0.377%
Conventional - High Balance/Super Conforming, 30-Year Fixed
Term: 30 Years Maximum Amount: $766,550
Rates APR Points
6.490% 6.532% -0.437%
6.500% 6.542% -0.440%
Conforming Conventional, 10-year Fixed
Term: 10 Years Maximum Amount: $806,500
Rates APR Points
5.500% 5.501% -0.005%
5.625% 5.671% -0.211%
Conforming Conventional, 15-year Fixed
Term: 15 Years Maximum Amount: $806,500
Rates APR Points
5.875% 5.889% -0.088%
6.000% 6.059% -0.379%
Conforming Conventional, 20-year Fixed
Term: 20 Years Maximum Amount: $806,500
Rates APR Points
5.875% 5.922% -0.382%
5.999% 6.105% -0.849%
Conforming Conventional, 30-year Fixed
Term: 30 Years Maximum Amount: $806,500
Rates APR Points
6.375% 6.392% -0.178%
6.499% 6.566% -0.693%
Government - FHA 15-year Fixed
Term: 15 Years Maximum Amount: $672,750
Rates APR Points
5.750% 5.769% -0.121%
5.875% 5.909% -0.220%
Government - FHA 30-year Fixed
Term: 30 Years Maximum Amount: $672,750
Rates APR Points
6.125% 6.151% -0.275%
6.250% 6.283% -0.348%
Government - VA 15-year Fixed
Term: 15 Years Maximum Amount: $806,500
Rates APR Points
6.000% 6.042% -0.268%
6.125% 6.219% -0.598%
Government - VA 30-year Fixed
Term: 30 Years Maximum Amount: $806,500
Rates APR Points
6.125% 6.143% -0.195%
6.250% 6.275% -0.268%
Government - USDA 30-year Fixed
Term: 30 Years Maximum Amount: $568,700
Rates APR Points
6.125% 6.147% -0.235%
6.250% 6.280% -0.313%