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Products
Viewpoint Financial offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide loans for purchasing a home and refinancing a home.
Information note: Points are generally a cost to the Borrower to obtain a specific interest rate. Below, a minus sign preceding a Point quote (i.e., -0.500% beneath the word “Points) denotes a credit to the Borrower instead of a cost to the Borrower.
Pricing for this product (“Points,” including those with credit as explained above) includes an interest rate lock period of 15 days. You may estimate one-quarter of a point, .250 as a decimal, for each additional 15-day period for an interest rate lock.
Effective September 1, 2014, our minimum loan Amount is $90,000.
Interest Rates are effective the week of June 10, 2025
Jumbo/Non-Conforming, 10-year & 15-year Fixed
Rates APR Points
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Jumbo/Non-Conforming, 30-year Fixed
Rates APR Points
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Conventional - High Balance/Super Conforming, 15-Year Fixed
Term: 15 Years Maximum Amount: $766,550
Rates APR Points
5.625% 5.914% 1.846%
5.750% 6.019% 1.715%
Conventional - High Balance/Super Conforming, 30-Year Fixed
Term: 30 Years Maximum Amount: $766,550
Rates APR Points
6.375% 6.561% 1.920%
6.500% 6.704% 2.090%
Conforming Conventional, 10-year Fixed
Term: 10 Years Maximum Amount: $806,500
Rates APR Points
5.875% 5.948% 0.330%
6.000% 6.001% 0.005%
Conforming Conventional, 15-year Fixed
Term: 15 Years Maximum Amount: $806,500
Rates APR Points
5.875% 5.968% 0.593%
6.000% 6.042% 0.267%
Conforming Conventional, 20-year Fixed
Term: 20 Years Maximum Amount: $806,500
Rates APR Points
6.500% 6.558% 0.460%
6.625% 6.629% 0.030%
Conforming Conventional, 30-year Fixed
Term: 30 Years Maximum Amount: $806,500
Rates APR Points
5.999% 6.026% 0.284%
6.125% 6.203% 0.821%
Government - FHA 15-year Fixed
Term: 15 Years Maximum Amount: $672,750
Rates APR Points
5.875% 5.976% 0.649%
6.000% 6.038% 0.241%
Government - FHA 30-year Fixed
Term: 30 Years Maximum Amount: $672,750
Rates APR Points
6.375% 6.425% 0.525%
6.500% 6.502% -0.019%
Government - VA 15-year Fixed
Term: 15 Years Maximum Amount: $806,500
Rates APR Points
6.000% 6.064% 0.411%
6.125% 6.125% 0.001%
Government - VA 30-year Fixed
Term: 30 Years Maximum Amount: $806,500
Rates APR Points
6.375% 6.432% 0.595%
6.500% 6.505% 0.051%
Government - USDA 30-year Fixed
Term: 30 Years Maximum Amount: $568,700
Rates APR Points
6.250% 6.311% 0.646%
6.500% 6.515% 0.151%