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Products
Viewpoint Financial offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide loans for purchasing a home and refinancing a home.
Information note: Points are generally a cost to the Borrower to obtain a specific interest rate. Below, a minus sign preceding a Point quote (i.e., -0.500% beneath the word “Points) denotes a credit to the Borrower instead of a cost to the Borrower.
Pricing for this product (“Points,” including those with credit as explained above) includes an interest rate lock period of 15 days. You may estimate one-quarter of a point, .250 as a decimal, for each additional 15-day period for an interest rate lock.
Effective September 1, 2014, our minimum loan Amount is $90,000.
Interest Rates are effective the week of April 29, 2025
Jumbo/Non-Conforming, 10-year & 15-year Fixed
Rates APR Points
5.625% 5.677% 0.333%
5.750% 5.783% -0.213%
Jumbo/Non-Conforming, 30-year Fixed
Rates APR Points
6.375% 6.434% 0.612%
6.500% 6.526% 0.266%
Conventional - High Balance/Super Conforming, 15-Year Fixed
Term: 15 Years Maximum Amount: $766,550
Rates APR Points
6.000% 6.031% 0.198%
6.125% 6.198% 0.465%
Conventional - High Balance/Super Conforming, 30-Year Fixed
Term: 30 Years Maximum Amount: $766,550
Rates APR Points
6.125% 6.157% 0.341%
6.250% 6.300% 0.530%
Conforming Conventional, 10-year Fixed
Term: 10 Years Maximum Amount: $806,500
Rates APR Points
5.625% 5.699% 0.335%
5.750% 5.791% 0.188%
Conforming Conventional, 15-year Fixed
Term: 15 Years Maximum Amount: $806,500
Rates APR Points
5.750% 5.762% 0.075%
5.875% 5.966% 0.583%
Conforming Conventional, 20-year Fixed
Term: 20 Years Maximum Amount: $806,500
Rates APR Points
5.750% 5.839% 0.723%
5.875% 5.900% 0.203%
Conforming Conventional, 30-year Fixed
Term: 30 Years Maximum Amount: $806,500
Rates APR Points
5.999% 6.035% 0.387%
6.125% 6.130% -0.049%
Government - FHA 15-year Fixed
Term: 15 Years Maximum Amount: $672,750
Rates APR Points
5.750% 5.810% 0.389%
5.875% 5.916% 0.260%
Government - FHA 30-year Fixed
Term: 30 Years Maximum Amount: $672,750
Rates APR Points
6.000% 6.013% 0.136%
6.125% 6.193% 0.724%
Government - VA 15-year Fixed
Term: 15 Years Maximum Amount: $806,500
Rates APR Points
5.750% 5.784% 0.219%
5.875% 5.889% 0.090%
Government - VA 30-year Fixed
Term: 30 Years Maximum Amount: $806,500
Rates APR Points
6.125% 6.168% 0.454%
6.250% 6.302% 0.547%
Government - USDA 30-year Fixed
Term: 30 Years Maximum Amount: $568,700
Rates APR Points
6.125% 6.168% 0.454%
6.250% 6.302% 0.547%