Helping REALTORS put More Buyers in Homes!
Products
Viewpoint Financial offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide loans for purchasing a home and refinancing a home.
Information note: Points are generally a cost to the Borrower to obtain a specific interest rate. Below, a minus sign preceding a Point quote (i.e., -0.500% beneath the word “Points) denotes a credit to the Borrower instead of a cost to the Borrower.
Pricing for this product (“Points,” including those with credit as explained above) includes an interest rate lock period of 15 days. You may estimate one-quarter of a point, .250 as a decimal, for each additional 15-day period for an interest rate lock.
Effective September 1, 2014, our minimum loan Amount is $90,000.
Interest Rates are effective the week of October 28, 2025
Jumbo/Non-Conforming, 10-year & 15-year Fixed
Rates APR Points
5.625% 5.632% 0.046%
5.750% 5.825% -0.481%
Jumbo/Non-Conforming, 30-year Fixed
Rates APR Points
7.125% 7.139% 0.138%
7.250% 7.282% -0.320%
Conventional - High Balance/Super Conforming, 15-Year Fixed
Term: 15 Years Maximum Amount: $766,550
Rates APR Points
6.125% 6.152% -0.173%
6.250% 6.283% -0.209%
Conventional - High Balance/Super Conforming, 30-Year Fixed
Term: 30 Years Maximum Amount: $766,550
Rates APR Points
6.375% 6.393% -0.191%
6.490% 6.544% -0.556%
Conforming Conventional, 10-year Fixed
Term: 10 Years Maximum Amount: $806,500
Rates APR Points
5.625% 5.647% -0.098%
5.875% 5.955% -0.360%
Conforming Conventional, 15-year Fixed
Term: 15 Years Maximum Amount: $806,500
Rates APR Points
5.875% 5.890% -0.097%
6.000% 6.057% -0.363%
Conforming Conventional, 20-year Fixed
Term: 20 Years Maximum Amount: $806,500
Rates APR Points
5.750% 5.772% 0.182%
5.875% 5.914% -0.318%
Conforming Conventional, 30-year Fixed
Term: 30 Years Maximum Amount: $806,500
Rates APR Points
6.125% 6.131% -0.060%
6.375% 6.396% -0.215%
Government - FHA 15-year Fixed
Term: 15 Years Maximum Amount: $672,750
Rates APR Points
5.750% 5.768% -0.114%
6.000% 6.045% -0.286%
Government - FHA 30-year Fixed
Term: 30 Years Maximum Amount: $672,750
Rates APR Points
6.125% 6.143% -0.193%
6.250% 6.276% -0.272%
Government - VA 15-year Fixed
Term: 15 Years Maximum Amount: $806,500
Rates APR Points
6.000% 6.002% -0.016%
6.125% 6.176% -0.325%
Government - VA 30-year Fixed
Term: 30 Years Maximum Amount: $806,500
Rates APR Points
6.125% 6.136% -0.113%
6.250% 6.268% -0.192%
Government - USDA 30-year Fixed
Term: 30 Years Maximum Amount: $568,700
Rates APR Points
6.125% 6.131% -0.063%
6.250% 6.263% -0.142%