Helping REALTORS put More Buyers in Homes!
Products
Viewpoint Financial offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide loans for purchasing a home and refinancing a home.
Information note: Points are generally a cost to the Borrower to obtain a specific interest rate. Below, a minus sign preceding a Point quote (i.e., -0.500% beneath the word “Points) denotes a credit to the Borrower instead of a cost to the Borrower.
Pricing for this product (“Points,” including those with credit as explained above) includes an interest rate lock period of 15 days. You may estimate one-quarter of a point, .250 as a decimal, for each additional 15-day period for an interest rate lock.
Effective September 1, 2014, our minimum loan Amount is $90,000.
Interest Rates are effective the week of July 31, 2026
Jumbo/Non-Conforming, 10-year & 15-year Fixed
Rates APR Points
6.000% 6.045% -0.290%
6.125% 6.212% -0.555%
Jumbo/Non-Conforming, 30-year Fixed
Rates APR Points
5.875% 5.887% -0.130%
6.000% 6.083% -0.880%
Conventional - High Balance/Super Conforming, 15-Year Fixed
Term: 15 Years Maximum Amount: $1,249,125
Rates APR Points
6.500% 6.501% -0.008%
6.625% 6.661% -0.228%
Conventional - High Balance/Super Conforming, 30-Year Fixed
Term: 30 Years Maximum Amount: $1,249,125
Rates APR Points
5.999% 6.024% -0.268%
6.125% 6.204% -0.831%
Conforming Conventional, 10-year Fixed
Term: 10 Years Maximum Amount: $832,750
Rates APR Points
6.125% 6.164% -0.176%
6.250% 6.321% -0.319%
Conforming Conventional, 15-year Fixed
Term: 15 Years Maximum Amount: $832,750
Rates APR Points
5.125% 5.173% -0.317%
5.250% 5.361% -0.720%
Conforming Conventional, 20-year Fixed
Term: 20 Years Maximum Amount: $832,750
Rates APR Points
6.625% 6.718% -0.730%
6.750% 6.832% -0.635%
Conforming Conventional, 30-year Fixed
Term: 30 Years Maximum Amount: $832,750
Rates APR Points
5.990% 6.045% -0.585%
6.000% 6.059% -0.625%
Government - FHA 15-year Fixed
Term: 15 Years Maximum Amount: $690,000
Rates APR Points
5.000% 5.012% -0.078%
5.125% 5.214% -0.584%
Government - FHA 30-year Fixed
Term: 30 Years Maximum Amount: $690,000
Rates APR Points
5.500% 5.539% -0.435%
5.625% 5.697% -0.782%
Government - VA 15-year Fixed
Term: 15 Years Maximum Amount: $832,750
Rates APR Points
5.125% 5.165% -0.264%
5.250% 5.367% -0.763%
Government - VA 30-year Fixed
Term: 30 Years Maximum Amount: $832,750
Rates APR Points
5.500% 5.531% -0.337%
5.625% 5.693% -0.744%
Government - USDA 30-year Fixed
Term: 30 Years Maximum Amount: No maximum, unless set by the lenders with which we do business
Rates APR Points
6.250% 6.285% -0.371%
6.375% 6.381% -0.068%