Helping REALTORS put More Buyers in Homes!
Products
Viewpoint Financial offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide loans for purchasing a home and refinancing a home.
Information note: Points are generally a cost to the Borrower to obtain a specific interest rate. Below, a minus sign preceding a Point quote (i.e., -0.500% beneath the word “Points) denotes a credit to the Borrower instead of a cost to the Borrower.
Pricing for this product (“Points,” including those with credit as explained above) includes an interest rate lock period of 15 days. You may estimate one-quarter of a point, .250 as a decimal, for each additional 15-day period for an interest rate lock.
Effective September 1, 2014, our minimum loan Amount is $90,000.
Interest Rates are effective the week of October 30, 2026
Jumbo/Non-Conforming, 10-year & 15-year Fixed
Rates APR Points
6.250% 6.313% -0.397%
6.375% 6.379% -0.024%
Jumbo/Non-Conforming, 30-year Fixed
Rates APR Points
7.000% 7.006% -0.060%
7.125% 7.135% -0.099%
Conventional - High Balance/Super Conforming, 15-Year Fixed
Term: 15 Years Maximum Amount: $1,249,125
Rates APR Points
7.000% 7.076% -0.471%
7.125% 7.140% -0.090%
Conventional - High Balance/Super Conforming, 30-Year Fixed
Term: 30 Years Maximum Amount: $1,249,125
Rates APR Points
6.250% 6.260% -0.108%
6.375% 6.441% -0.691%
Conforming Conventional, 10-year Fixed
Term: 10 Years Maximum Amount: $832,750
Rates APR Points
6.625% 6.755% -0.578%
6.799% 6.925% -0.557%
Conforming Conventional, 15-year Fixed
Term: 15 Years Maximum Amount: $832,750
Rates APR Points
5.625% 5.708% -0.536%
5.750% 5.894% -0.922%
Conforming Conventional, 20-year Fixed
Term: 20 Years Maximum Amount: $832,750
Rates APR Points
7.125% 7.204% -0.607%
7.250% 7.327% -0.590%
Conforming Conventional, 30-year Fixed
Term: 30 Years Maximum Amount: $832,750
Rates APR Points
6.990% 7.089% -0.990%
7.000% 7.095% -0.947%
Government - FHA 15-year Fixed
Term: 15 Years Maximum Amount: $690,000
Rates APR Points
6.599% 6.656% -0.358%
6.625% 6.669% -0.274%
Government - FHA 30-year Fixed
Term: 30 Years Maximum Amount: $690,000
Rates APR Points
6.750% 6.837% -0.881%
6.875% 6.906% -0.315%
Government - VA 15-year Fixed
Term: 15 Years Maximum Amount: $832,750
Rates APR Points
5.500% 5.508% -0.049%
5.625% 5.696% -0.461%
Government - VA 30-year Fixed
Term: 30 Years Maximum Amount: $832,750
Rates APR Points
6.750% 6.837% -0.888%
6.875% 6.926% -0.519%
Government - USDA 30-year Fixed
Term: 30 Years Maximum Amount: No maximum, unless set by the lenders with which we do business
Rates APR Points
6.000% 6.038% -0.407%
6.125% 6.212% -0.915%