Viewpoint Financial offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide loans for the purchase and/or refinance of a home.


Loan type and/or amount that does not conform to the guidelines or loan limits of Fannie Mae, Freddie Mac, FHA, VA or USDA.

A low down payment loan that does not exceed an established loan limit and meets guidelines established by, and is insured by, the Federal Housing Administration.

Loan type that conforms to the guidelines of Fannie Mae or Freddie Mac but has loan amount limits higher than the Conforming Loan Limits.

A loan that requires zero down payment when an established loan limit is not exceeded, and that meets guidelines established by, and is guaranteed (insured) by, the Department of Veterans Affairs.

Loan types and amounts that conform to the guidelines and loan limits of Fannie Mae or Freddie Mac.

A loan that requires zero down payment when the subject property is in a qualified rural area, and that meets guidelines established by, and is guaranteed (insured) by, the U.S. Department of Agriculture.


* Rates last updated on Monday, October 14, 2019

** Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (maximum loan amount of $453,100 for the contiguous states, District of Columbia, and Puerto Rico; and $679,650 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $417,000 with closing costs of $8,340. Jumbo Loans (varying maximum loan amount, but using $3,000,000 for the contiguous states, District of Columbia, and Puerto Rico or exceed $5,000,000 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,000,000 with closing costs of $10,000. Your actual APR may be different depending upon these factors.