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| Jumbo / Non-Conforming, 10-year & 15-year Fixed |
| Jumbo / Non-Conforming, 30-year Fixed |
| Conventional - High Balance / Super Conforming, 15-year Fixed |
| Conventional - High Balance / Super Conforming, 30-year Fixed |
| Conforming Conventional, 10-year Fixed |
| Conforming Conventional, 15-year Fixed |
| Conforming Conventional, 20-year Fixed |
| Conforming Conventional, 30-year Fixed |
| Government - FHA & VA, 15-year Fixed |
| Government - FHA & VA, 30-year Fixed |
Rates last updated on Tuesday, February 21, 2012
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Jumbo / Non-Conforming, 10-year & 15-year Fixed
Pricing for this product ("Points", including those with a credit as explained above) include an interest rate lock period of 15 days. You may estimate one-eighth of a point, .125 as a decimal, for each additional 15-day period for an interest rate lock.
Term: 15 years
Maximum Amount: $1,000,000
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| Rates | APR | Points |
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| 4% | 4.433% | 1.875% | | 4.125% | 4.502% | 1.5% | | 4.25% | 4.59% | 1.25% |
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Jumbo / Non-Conforming, 30-year Fixed
Pricing for this product ("Points", including those with a credit as explained above) include an interest rate lock period of 30 days. You may estimate one-eighth of a point, .125 as a decimal, for each additional 15-day period for an interest rate lock.
Term: 30 years
Maximum Amount: $1,000,000
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| Rates | APR | Points |
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| 4.5% | 4.762% | 2% | | 4.75% | 4.948% | 1.25% | | 5% | 5.178% | 1% |
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Conventional - High Balance / Super Conforming, 15-year Fixed
Pricing for this product ("Points", including those with a credit as explained above) include an interest rate lock period of 15 days. You may estimate one-eighth of a point, .125 as a decimal, for each additional 15-day period for an interest rate lock.
Term: 15 years
Maximum Amount: $625,500
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| Rates | APR | Points |
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| 3.75% | 4.029% | -0.125% | | 4% | 4.205% | -0.625% | | 4.125% | 4.293% | -0.875% |
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Conventional - High Balance / Super Conforming, 30-year Fixed
Pricing for this product ("Points", including those with a credit as explained above) include an interest rate lock period of 15 days. You may estimate one-eighth of a point, .125 as a decimal, for each additional 15-day period for an interest rate lock.
Term: 30 years
Maximum Amount: $625,500
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| Rates | APR | Points |
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| 4% | 4.276% | 1.25% | | 4.25% | 4.442% | 0.25% | | 4.5% | 4.608% | -0.75% |
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Conforming Conventional, 10-year Fixed
Pricing for this product ("Points", including those with a credit as explained above) include an interest rate lock period of 15 days. You may estimate one-eighth of a point, .125 as a decimal, for each additional 15-day period for an interest rate lock.
Term: 10 years
Maximum Amount: $417,000
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| Rates | APR | Points |
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| 3.25% | 3.921% | 1.125% | | 3.5% | 3.928% | 0% | | 3.875% | 4.116% | -0.875% |
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Conforming Conventional, 15-year Fixed
Pricing for this product ("Points", including those with a credit as explained above) include an interest rate lock period of 15 days. You may estimate one-eighth of a point, .125 as a decimal, for each additional 15-day period for an interest rate lock.
Term: 15 years
Maximum Amount: $417,000
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| Rates | APR | Points |
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| 3.25% | 3.655% | 0.75% | | 3.5% | 3.721% | -0.5% | | 3.875% | 3.967% | -1.375% |
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Conforming Conventional, 20-year Fixed
Pricing for this product ("Points", including those with a credit as explained above) include an interest rate lock period of 15 days. You may estimate one-eighth of a point, .125 as a decimal, for each additional 15-day period for an interest rate lock.
Term: 20 years
Maximum Amount: $417,000
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| Rates | APR | Points |
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| 3.875% | 4.196% | 0.75% | | 4.125% | 4.345% | -0.125% | | 4.375% | 4.522% | -0.75% |
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Conforming Conventional, 30-year Fixed
Pricing for this product ("Points", including those with a credit as explained above) include an interest rate lock period of 15 days. You may estimate one-eighth of a point, .125 as a decimal, for each additional 15-day period for an interest rate lock.
Term: 30 years
Maximum Amount: $417,000
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| Rates | APR | Points |
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| 3.875% | 4.117% | 0.875% | | 4.125% | 4.273% | -0.25% | | 4.5% | 4.521% | -1.75% |
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Government - FHA & VA, 15-year Fixed
Pricing for this product ("Points", including those with a credit as explained above) include an interest rate lock period of 15 days. You may estimate one-eighth of a point, .125 as a decimal, for each additional 15-day period for an interest rate lock.
Term: 15 years
Maximum Amount: $417,000
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| Rates | APR | Points |
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| 3% | 3.459% | 1.125% | | 3.5% | 3.536% | -1.75% | | 4% | 3.908% | -2.625% |
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Government - FHA & VA, 30-year Fixed
Pricing for this product ("Points", including those with a credit as explained above) include an interest rate lock period of 15 days. You may estimate one-eighth of a point, .125 as a decimal, for each additional 15-day period for an interest rate lock.
Term: 30 years
Maximum Amount: $417,000
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| Rates | APR | Points |
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| 3.75% | 3.853% | -0.75% | | 3.875% | 3.947% | -1.125% | | 4% | 4% | -2% |
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Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $417,000 for the contiguous states, District of Columbia, and Puerto Rico or below $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $417,000 with closing costs of $8,340. Jumbo Loans (whose maximum loan amount exceed $417,000 for the contiguous states, District of Columbia, and Puerto Rico or exceed $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,000,000 with closing costs of $10,000. Your actual APR may be different depending upon these factors.
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